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LOW DEPOSIT MORTGAGE SPECIALISTS

5% deposit? You’re not alone — and not out of options.

We help first-time buyers across the UK get approved — even with just 5% saved, bad credit, or self-employed income.

  • No impact on your credit score
  • Decision in principle in 24–48 hours
  • Real UK mortgage advisors (no call centres)
CHECK IF YOU QUALIFY

Check if you qualify in 60 seconds

One of our UK advisors will get in touch to walk you through your mortgage options.

We work with over 100 trusted UK lenders

Whether you’re self-employed, have poor credit, or only saved 5%, we know how to match you with a lender that fits.

We’ll find you your mortgage — even if others couldn’t.

You’ve probably been told you don’t earn enough. Or your deposit is too small. Or your application isn’t strong enough. That ends now.

Every week, we help first-time buyers who feel locked out of the market — priced out by lenders and pushed out by the system. You’re not the problem. The process is.

At Ikon, we specialise in second chances. We explain your story properly to the right lenders, and we fight to get you approved — fast, clearly, and without judgement.

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Real Stories. Real Keys. Real Results.

“I only had a 5% deposit and was told no by two banks. Ikon got me approved and helped me feel in control the entire time.”

– Amira B, Croydon

“I’m self-employed and was worried I wouldn’t qualify. Ikon explained everything clearly and got me a decision in days.”

– Josh R, Leicester

“We were renting for years and didn’t think buying was realistic. Ikon made it possible with just a small deposit.”

– Megan & Ryan, Luton

Who We Help

First-Time Buyers

Just starting out? We’ll guide you every step of the way

Self-Employed

No payslips? No problem. We understand complex income.

Low Credit

Had blips in the past? We work with lenders who look at the full picture.

Why Ikon Mortgages?

We’re not a faceless call centre or a one-size-fits-all broker. We’re a team of UK advisors who listen, understand, and actually get things done. Whether you’ve been told no, or don’t know where to start — we’ll meet you where you’re at and guide you forward.

  • Dedicated advisor from day one
  • Fast decisions with the right lenders
  • No upfront fees
  • No upfront fees
  • Plain-English advice

Still renting? Let’s change that

Fill out your details and we’ll call you with mortgage options that actually work.

Check if you qualify in 60 seconds

One of our UK advisors will get in touch to walk you through your mortgage options.

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Ikon Mortgages works with a network of trusted, FCA-regulated advisers to help you find the right mortgage solution. We’ll connect you with a qualified expert based on your situation.